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Debt and mental health

Around 50% of adults struggling with debt also have a mental health issue. Our Wellbeing and Money Advice Teams can support you to manage your debts and your mental health.

One in four adults in the UK will experience a mental health issue in any given year. These cover a wide range of conditions and a variety of symptoms which affect each individual differently.

Having poor mental health doesn’t mean you will find it difficult to manage your money but we’re here to help if you’re struggling.

National Debtline have put together a useful factsheet on debt and mental health with the key information you might need if you have mental health issues and are struggling with debt.

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Looking at options

Facing up to a difficult situation may not be easy but you’re likely to feel better once you’ve got a plan of action.

We offer a free, independent, confidential money advice service. Our team can talk to you about your debt and the options available to you to make long term, positive changes, whilst addressing more urgent issues that you might face.

Checking a bill

Dealing with mental health

If you feel your mental health is preventing you from taking any action, our Wellbeing team can talk it through with you.

Man pensive

Money worries and mental health

This webinar will focus on how money worries can impact your mental health and what we can do to recognise the signs, know where to go to for help and put a plan in place that may help to alleviate financial concerns.

Can’t see the video? Watch on Vimeo.

Money Worries And Mental Health Webinar

How we can help and support you

Ignoring debt

It may be tempting to ignore debts and hope that the situation goes away. But that can make things worse.

Dealing with debt

Top tips to help you review, manage and deal with your debt.

Help with money

Information and practical support to help you with money issues including JaneBot and our benefits calculator.

David’s story
The person on the phone sensed that there was more to our story. They asked if they could help in any other way and that’s when we burst into tears.
David's story

What to do in a crisis

Charity for Civil Servants is not a crisis support charity. If you are in an emergency situation, here are some organisations that can help.

Got a question?

If you are not sure what you need or have question, contact us.

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Wellbeing toolkit

Expert health and wellbeing support delivered through your phone or computer.

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